NUUANU, Hawaii - It's not easy to talk about death, but it is part of life - and planning for it ahead of time can help you and your loved ones find peace when the time comes. We look at what you need to consider for a funeral in this Aging Well.

You may not know when the end will come, but you can prepare for it. Soo Whan Cullen is a funeral director at Nuuanu Memorial Park & Mortuary, and says, "The first thing to do is consider what you'd like to do. If you have children and a spouse, let them know."

Do you want a burial or a cremation? The average cost of a service can vary from about $1,000 for a cremation to the low five-figures for a funeral, depending on what kind of burial you want."

If you want to be buried, pick out a casket and a cemetery. Then think about the funeral. "What kind of service you would like, the place you'd like your service - the mortuary or church? Some even have celebration of life at the beach," advises Cullen.

If it's cremation, what else should you consider? "If your ashes will be going into a cemetery, scattered, or remain at home. Maybe there's a spouse still living who would like the remains at home," Cullen says.

Funeral directors emphasize it's important to be clear about your last wishes. "It's good to write it down. I've often times had families come in and they don't know what to do," Cullen recalls.

Also, collect and organize important information that would be helpful to your heirs. "A birth certificate is good, or at least write down the parent's names. If I was purchasing the plan, I'd need my dad's name, mother's name, her maiden name," lists Cullen. 

Funeral directors will also need your social security number, date of birth, home address, occupation, and years of education. All of this, they say, can save you some stress at an already difficult time.