PEARL CITY, Hawaii -- It is a mystery to the Mata family of Pearl City, but they swear it really happened. A Pearl City woman said she found a $5 bill inside a coconut.

They brought home some fresh coconuts from a local market. One day, Kuulei Mata cracked open several of them.

She was disappointed to find that one, and then another, had water but no meat.

The coconuts were so bad she was going to return them and ask for her money back. Then she cracked open one more and reached inside.

"To feel if there was any meat in it, and there wasn't. So, I went in with my fingers and out came this money. I didn't realize it was $5," Kuulei Mata said. "I called my husband and said, 'Look! Look!'"

Ron Mata had been watching TV. He said sure enough, he wife did produce $5 from the coconut, which had been in a refrigerator.

"So I grabbed it. It was a wet, damp and cold $5 bill she got. I said, 'No! No way,'" Ron Mata said.

The couple swears there was a folded up, soggy wet $5 bill inside the coconut. They said they have no idea how the money found its way into the hard shell fruit.

"You know you seem like a genuine person. Do you think people are going to believe this?" KITV reporter Dick Allgire asked.

"No," they said laughing. "Too good to be true. It's like, believe it or not, you know?"

It makes one wonder if money may grow on trees after all.