Shop for private insurance. If you are willing to put in the time and effort, you could save hundreds of dollars a year by going with a private policy. However, if you have a pre-existing condition, private insurance could actually cost you a lot more than your company plan.Juggle family coverage. Married couples should take a close look at both of their plans to figure out which offers the best coverage for their children. Crunch the numbers to see if you would be better off with everyone on one plan or if you should split coverage.Get healthy. If you lose weight or quit smoking you will cut down on the number of visits to your doctor and it could dramatically cut insurance costs.
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