Tim Johnson, 30, says he wanted to do a better job of organizing his family's finances.

"I just wanted to see how much money we had. I have a Roth IRA and some investments from my grandparents. My wife and I both have 401(k) from our jobs. My wife has a substantial amount of 401(k) from her previous job, as well."

Tired of the paper clutter, Johnson went out and purchased a version Intuit's Quicken for around $50.

"It was a little expensive but it helped us gain a better perspective of our finances," Johnson said.

With the economy in its current funk, more people are turning to online money management tools. Free financial software sites such as Mint, Moneycenter and Wesabe are enjoying an increase in users.

Mint's founder and CEO, Aaron Patzer, says more than 625,000 people currently use his budgeting and money management site.

The biggest obstacle for these free financial sites is assuring users that their information is safe and secure.

"I've heard a little bit about free financial software options, but I like knowing our information is safely stored on my computer at home," Johnson said.

Are They Safe?

"There will always be an opportunity -- whether from the inside or the outside -- for a hacker to get in," says Robert Siciliano, CEO of IDTheftSecurity.com, a website that protects consumers from identity theft."